Winter Sports Travel Insurance

Are you looking forward to hitting the slopes for a well-earned holiday?

If so, you will need to make sure that you have the correct holiday insurance for winter sports included with your travel insurance policy.

At starttravel.co.uk, you can choose to add winter sports holiday insurance cover to any policy at competitive prices.

So, whether you are looking for single trip winter sports insurance cover for a one-off trip or are looking for annual multi-trip winter sports insurance to cover multiple winter sports holidays, we have you covered.

Looking for the Best Winter Sports Travel Insurance?

In addition to our standard travel policy benefits, you can also benefit from the following if you select the Winter Sports travel insurance cover option:

  • Cover up to a total amount of £1,000 for your equipment, depending on the level of cover you select
  • Single trip winter sports insurance cover is available on single trip policies.
  • Annual multi-trip winter sports insurance will cover you up to 24 days in total per year
  • Cover provided for Piste Closure up to £600 when there is a lack of snow and your resort closes between 1st December to 30th April
  • Cover is provided if your trip is disrupted due to a direct result of an avalanche up to £600
  • Available for customers up to the age of 64

Once you have added this extra winter sports insurance cover to your policy, you can be reassured in the knowledge that you will benefit from 24-hour emergency medical assistance should the worst happen.

Whether you want to do the odd spot of skiing in between relaxing lunches, or you want to spend all of your time away perfecting your technique, our policy will give you the peace of mind to enjoy your holiday.

Simply enter your details and select the ‘Winter Sports’ travel insurance option when obtaining your quotation online or call us on 0333 320 1240 to get your quote today!

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Important Information

To view our user friendly policy documents and see the full policy features, benefits, cover levels and limitations, please click on the link below

View Policy Documents

Compare Winter Travel Insurance

In addition to purchasing our standard travel insurance, you can add the following additional insurance cover for your winter sports.

We offer three levels of winter sports travel insurance cover.

Our cheapest winter sports insurance cover - our 3 star policy, offers the extensive range of benefits you would expect to find included in winter sports insurance.

Purchasing our best winter insurance package provides these same great benefits but with a higher level of financial cover for yourself. This provides added peace of mind that, should anything go wrong on your trip, most if not all additional costs will be covered under your policy.

Benefit 3 star
4 star
5 star
Loss, Theft, or Damage - Replacement or repair £500 £750 £1,000
Loss, Theft, or Damage - Hire of replacement equipment £20 per day up to £300 £30 per day up to £450 £40 per day up to £600
Delay - Hire of replacement equipment £20 per day up to £300 £30 per day up to £450 £40 per day up to £600
Ski Pass - Loss or theft £200 £250 £300
Ski Pack - Illness or injury £20 per day up to £300 £30 per day up to £450 £40 per day up to £600
Ski Pack or Alternative Resort - Piste closure £20 per day up to £300 £30 per day up to £450 £40 per day up to £600
Travel Disruption - Avalanche or landslide £300 £450 £600
3 star
Loss, Theft, or Damage - Replacement or repair £500
Loss, Theft, or Damage - Hire of replacement equipment £20 per day up to £300
Delay - Hire of replacement equipment £20 per day up to £300
Ski Pass - Loss or theft £200
Ski Pack - Illness or injury £20 per day up to £300
Ski Pack or Alternative Resort - Piste closure £20 per day up to £300
Travel Disruption - Avalanche or landslide £300
4 star
Loss, Theft, or Damage - Replacement or repair £750
Loss, Theft, or Damage - Hire of replacement equipment £30 per day up to £450
Delay - Hire of replacement equipment £30 per day up to £450
Ski Pass - Loss or theft £250
Ski Pack - Illness or injury £30 per day up to £450
Ski Pack or Alternative Resort - Piste closure £30 per day up to £450
Travel Disruption - Avalanche or landslide £450
5 star
Loss, Theft, or Damage - Replacement or repair £1,000
Loss, Theft, or Damage - Hire of replacement equipment £40 per day up to £600
Delay - Hire of replacement equipment £40 per day up to £600
Ski Pass - Loss or theft £300
Ski Pack - Illness or injury £40 per day up to £600
Ski Pack or Alternative Resort - Piste closure £40 per day up to £600
Travel Disruption - Avalanche or landslide £600
Terms and Conditions apply. Please note, an excess may apply for any claim. For more details, please see the policy wording or call us on 0333 320 1240. The above amounts are based on per person. Get a Quote

Winter Sports Insurance Cover Explained

 

Winter Sports Equipment Delay

If your equipment is delayed on your travels, then our winter sports insurance policy will cover you for equipment hire up to £600 depending on the level of cover that you take out with us.

Ski Pass

A ski pass is a ticket that proves you’ve paid to ride the lifts and ski the runs in the resort. If you lose this pass or it’s stolen we will cover your loss up to £300 with our 5 star winter sports insurance policy.

To replace a pass can be expensive, especially when you have already paid for it. The pass usually attaches to your Ski wear, or can be placed in a zip pocket in your glove or jacket arm, so it is important to make sure it is secure.

What is a Ski Pack?

A Ski pack is non-refundable items including hired Winter Sports Equipment, ski-pass, ski-school instruction or ski-guide. These are all services for which you have paid or are liable to pay.

If you are unable to use them due to illness or injury then you will be insured up to £600 depending on your selected level of winter sports travel insurance cover. You will also be covered for a proportion of your ski pack if you are unable to ski due to adverse weather conditions.

Travel Disruption Due to Avalanche or Landslide

If you are prevented from arriving at, or departing from, your pre-booked resort for a period in excess of 12 hours later than scheduled as a result of an avalanche or landslide, then you will be covered under our policies up to £600 if you select our 5 star winter sports cover.

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FAQs

Winter sports insurance is an add-on to our standard travel insurance that offers more comprehensive cover for participating in winter sports. It will also assist you with lost, damaged or stolen luggage, medical costs cancellations and delays. A winter sports insurance policy also offers cover for: loss of ski pass and loss, theft or damage to your personal equipment.


Yes, off-piste ski insurance is included within our Winter sports insurance cover. Please give us a call on 0333 320 1240 so we can arrange the most suitable cover for you.


There is a daily amount to cover you for transport as part of your snow sports travel insurance, to an alternative resort where there are adequate snow conditions. You will also be covered for a proportion of your Ski pack which you have paid or are contracted to pay for. Please see your policy for further details.


By taking out travel insurance with us and adding on winter sports cover you will be able to take part in the following activities:

  • Langlauf / cross country skiing / nordic walking
  • Sit-skiing, skiing with outriggers and use of other (non-mechanised) equipment for the disabled
  • Skiing Off-piste within the resort boundaries but excluding Terrain Parks
  • Skiing On-piste
  • Telemark Skiing

If you purchase winter sports cover as part of your travel insurance then the following personal items will be covered to the value that is set out in the table towards the top of this page and in your policy wording:

  • Skis
  • Ski-boots
  • Bindings
  • Mono-skis
  • Snowboards
  • Split-boards
  • Ski-helmets
  • Ski-poles

Your winter snow sports travel insurance will not cover the cost of any hired equipment that becomes damaged, lost, or stolen. It is advisable that if you do need to hire equipment at the resort that you take out the cover or protection that the hirer provides.


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