Travel Insurance for Portugal

Posted on Tuesday, 24 October 2023

Relaxing holidays on miles of sandy beaches, watersports galore for the more adventurous, vibrant cities and the allure of the historical palaces and castles of Sintra, there’s no shortage of things to do in Portugal, no matter your interests.

Whether you are planning a short city break to Porto or Portugal’s capital, Lisbon, a beach holiday to the Algarve or a trip to the islands of Madeira or the Azores, Start Travel’s holiday insurance for Portugal has you covered.

Portugal is also a popular destination for golfing holidays, for which we offer a specialist golf insurance cover that can be added to any Portugal travel insurance policy.

Are you going to be driving to Portugal? If so, it’s a good idea to ensure that you have suitable breakdown cover in place for your vehicle. Start Rescue offers European breakdown cover, including short term European cover, as well as annual policies that include both UK and European cover.


Cruise Cover

Cruise insurance cover

Popular Mediterranean cruise holidays often include Portuguese destinations such as Lisbon, Leixos, Madeira and the Azores.

If you are going to be setting sail on a cruise, you will need to add cruise cover to your single trip travel insurance policy, this also provides you with additional benefits such as missed port cover, as well as cover for cabin confinement or unused excursions.

Do I need additional cover for my Portugal golfing holiday?

If you are planning a golfing holiday to Portugal, purchasing golf travel insurance in addition to your standard travel insurance can offer enhanced cover including insurance cover for lost, stolen or damaged golf clubs and unused green fees.

Do I need travel insurance for Portugal?

Whilst having travel insurance is not a legal requirement, Insurance to travel to Portugal is an inexpensive investment that will offer you the peace of mind that you have a range of cover should you need assistance before or during your holiday.


Algarve travel insurance cover

What is the best travel insurance for Portugal?

The best travel insurance for Portugal depends entirely on the level of cover you require and the activities that you will be taking part in during your trip to Portugal.

You may find cheap holiday insurance to Portugal offers the cover that you require, alternatively, you may benefit from paying a little more for a policy that provides additional cover to that offered by the cheapest travel insurance to Portugal that is available to you.

At Start Travel we offer three levels of travel insurance policies to choose from, enabling you to select the best travel insurance policy to suit your needs.

These range from 3 star to our most comprehensive insurance cover for Portugal – Our 5 star policy.

Whatever level of travel insurance cover you opt for, it’s important to remember to arrange your travel insurance for Portugal as soon as you book your trip. If you need to cancel your trip for any reason which is covered by the policy*, you’ll be able to make a claim.

Are the Azores covered by travel insurance for Portugal?

If you are looking for travel insurance for the Azores it is good to know that as the Azores are part of Portugal, they are covered within travel insurance for Portugal. This means that whether you require travel insurance for Santa Maria, Sao Miguel, Faial or travel insurance for any of the other Azores Islands, you will be covered within an insurance policy for Portugal.


Travel insurance for Madeira

Does Portugal travel insurance include travel insurance for Madeira?

Planning a holiday to Madeira, famed for its flora and fauna?

Trips to the archipelago of Madeira in the Atlantic Ocean are covered within your Portugal travel insurance policy.

What if I need healthcare whilst in Portugal?

For holidays to EU destinations including Portugal, you should ensure that you have a Global Health Insurance Card (GHIC)

The GHIC will provide access to emergency and necessary state healthcare when travelling to Portugal, for free or at a reduced cost.

It’s important to note that medical repatriation back to the UK from Portugal isn’t covered by an GHIC.  As well as a range of other benefits, all our policies include repatriation, the maximum value of which varies depending on the level of cover chosen.

Annual Multitrip policies

If you plan on travelling to a destination in Europe more than once in a year, or plan on visiting other European destinations during this period, then you may benefit from purchasing an annual European travel insurance policy.

Planning additional trips further afield? Then it’s worth considering whether a Worldwide Annual Mutlitrip policy may better suit your needs.


* Terms, conditions and exclusions apply. For full details please check policy wording and IPID.


A single trip policy may be ideal if you are planning just one trip within a year.

Your single trip policy can be arranged to cover you for a trip that includes just one country, or, if required, more than one country if you will be arranging a twin centre holiday or intend visiting various countries during your trip.

To determine the category of insurance you will need, just check which insurance zones (Europe 1 or 2 for example) include the countries you intend to visit.

Find out more

An annual travel insurance policy can often cost less than a single trip policy overall if you have two or more trips planned over the year.

Find out more
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