Cruise Insurance Cover

Have you booked a cruise, or are you thinking about sailing the seven seas and looking for world cruise insurance cover? Here at starttravel.co.uk we offer an optional add on to cover you for your cruise so you can sit back and relax knowing you have holiday insurance including cruise cover.

What does Cruise Insurance Cover?

  • Up to £2,000 missed port cover
  • Up to £1,000 cabin confinement cover
  • £150 cover for unused excursions
  • Evening wear cover up to £150

Don’t forget if you’re also travelling with your smart phone, camera, or tablet you can add-on gadget cover when you get a quote.

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Important Information

To view our user friendly policy documents and see the full policy features, benefits, cover levels and limitations, please click on the link below

View Policy Documents

Compare Cruise Cover

In addition to purchasing our standard single trip travel insurance, you can add the following additional cover for your cruise.

Benefit 3 star
4 star
5 star
Missed Port £1,000 per person £1,500 per person £2,000 per person
Cabin Confinement £500 £750 £1,000
Unused Excursions £150 £150 £150
Increased personal baggage limits - Single item limit £500 £750 £1,000
Increased personal baggage limits - Valuables limit £500 £750 £1,000
Evening Wear Nil £100 £150
3 star
Missed Port £1,000 per person
Cabin Confinement £500
Unused Excursions £150
Increased personal baggage limits - Single item limit £500
Increased personal baggage limits - Valuables limit £500
Evening Wear Nil
4 star
Missed Port £1,500 per person
Cabin Confinement £750
Unused Excursions £150
Increased personal baggage limits - Single item limit £750
Increased personal baggage limits - Valuables limit £750
Evening Wear £100
5 star
Missed Port £2,000 per person
Cabin Confinement £1,000
Unused Excursions £150
Increased personal baggage limits - Single item limit £1,000
Increased personal baggage limits - Valuables limit £1,000
Evening Wear £150
Terms and Conditions apply. Please note, an excess may apply for any claim. For more details, please see the policy wording or call us on 0333 320 1240. The above amounts are based on per person. Get a Quote

Cruise Cover Explained

Missed Port

A missed port is when your cruise ship is unable to make a scheduled port stop due to bad weather or a time-table restriction and the ship is unable to dock at an alternative unscheduled port. It’s unfortunate that sometimes on cruises that the ship might be unable to stop at the destinations that are scheduled as part of your trip, so if you are not offered financial compensation by the cruise company or on-board credit, then you will be covered by our cruise travel insurance.

Cabin Confinement

If you become unwell or injured on their trip and the ship’s medical officer might ask you to remain in your cabin. They may ask you to do this to keep you safe and help with your recovery. If this happens then you will be covered as explained in the table above on our policy for the time you are asked to remain in your cabin.

Unused Excursions

If you have any pre-booked or pre-paid excursions that you are unable to participate in due to becoming unwell or injured on your trip and have been asked to remain in your cabin by the ship’s medical officer, then our cruise cover holiday insurance will cover this to the amount highlighted in the table above.

Increased Personal Baggage Limits

This is an increase in the sums insured for personal possessions up to the amounts shown for cruise cover in the table above.

Evening Wear

If your evening wear gets stolen, becomes lost or damaged during your insured trip you will be covered if you buy holiday insurance including cruise cover with us.

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FAQs

Add on cruise cover on travel insurance allows you to be insured for those extra things that you might not need on a standard trip. For example if bad weather occurs, you’re unable to make a scheduled port stop and are unable to go to an alternative port, then cruise travel insurance will cover this. It also covers things such as cabin confinement if you are unwell or injured and the ships medical officer asks you to rest in your cabin.


With all of our cover levels from 3 star to 5 star, you have the option to add on cruise cover, as well as many of our other options, such as gadget cover. Each of our additional cover options can be added to your holiday insurance through getting a quote online or by giving us a call.


Our Cruise Cover is only available when choosing our single trip policy. The optional cover will be available to choose when completing your single trip quote.


The earlier you purchase your travel insurance, the more protection you will have from events which can occur before your holiday starts. Some operators will ask you to buy your insurance at the same time as booking your cruise, however others will allow you to buy one in your own time. You will need to buy travel insurance before you set off on your cruise.


If you have a pre-existing medical condition, you’ll be pleased to know that we cover a wide range of medical conditions. All you need to do is complete our online quote and fill in all your information about your condition and add cruise cover.


Buying holiday insurance including cruise cover is a must for all cruises. Cruise travel insurance covers elements that are not covered in standard holiday insurance and elements that are specific for cruises.


Please refer to our Covid-19 section in your policy details for full details on what is covered within your policy.


Please refer to our Covid-19 section in your policy details for full details on what is covered within your policy. Alternatively please call us directly and we can give you the assistance and help that you need. To find the correct phone number for your location please go to our contact us page.


Yes, all of our policies include repatriation and emergency medical cover, with our 5 star policy insuring you up to £15,000,000.


It’s very important that you let us know about any pre-existing medical conditions when applying for your travel insurance. If you choose not to let us know, you won’t be covered for anything that arises from, is related to, or has been caused by any pre-existing medical conditions. If you’d like to know more about our pre-existing medical conditions please click here


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